By DIANA MARRERO
Gannett News Service

Things did not turn out the way Jose Miralla planned when he bought a four-bedroom house in Southern California last year.

Miralla, a newlywed, wanted to give his bride a home with a view of the mountains. Now three months behind on the mortgage, he's struggling to hold on to the house.

Miralla, who has a high-interest subprime loan, is among the hundreds of thousands of homeowners who face foreclosure. Many of them are Hispanic -- foreclosures in the community are estimated to reach $24.8 billion this year, according to the National Association of Hispanic Real Estate Professionals.

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